Interactive Housing Guide

Imagine owning a home in one of Colorado’s most iconic mountain communities, designed specifically for those who have helped shape Steamboat Springs into the place it is today. The Cottonwoods at Mid Valley offers a rare and exciting chance to secure your future, build equity, and invest in your family’s well-being. Priced in the mid-$200,000s to mid-$400,000s, these condos are attainable for Routt County’s local workforce.

With Phase One set for completion in early 2026, The Cottonwoods is more than just a housing development — it’s a community built on the belief that affordable, high-quality housing strengthens the fabric of our town, benefiting current residents and future generations alike.

Deed restrictions are a useful mechanism to assist families in affording a home in areas with high market-rate housing, such as Steamboat Springs. These restrictions provide renters with an opportunity to become homeowners and offer the security of a permanent residence. The primary purpose of a deed restriction is to ensure that the property remains affordable both now and in the future.

The newest program Home Base, launched by The City of Steamboat Springs, is a homeownership program designed to help local workers put down roots in Steamboat while preserving housing opportunities for the workforce that supports the community every day. Through the deed restriction purchase program, qualified local employees can receive financial assistance to purchase a home within city limits, creating a pathway to ownership without income restrictions. By investing in local homeownership, the program helps strengthen a vibrant, year-round community and ensures more homes remain available for future generations.

Please find deed restriction buying options at the links below:

• Routt County Clerk and Recorder’s office
• The City of Steamboat Springs’ Home Base program
• Contact YVHA for questions about your deed restricted home

• Do I Qualify?
• First Time Home Buyers
• Down Payment Assistance
• Mobile Home Owner's Resources
• Deed Restricted Home Ownership

YVHA includes the following types of rental properties in this guide:

Managed Properties

YVHA managed properties are owned and managed directly by YVHA. This means that YVHA hire the staff that work at the property, but they have their own leasing office on site. When you apply for a unit through a YVHA managed property, that application will need to be followed up at their office with their direct contact info on our site. Examples - Hillside Apartments.

Partnership Properties

Partnership properties have been developed by public-private partnerships between YVHA and private developers. These properties are overseen by the private developer partner and typically managed by a third-party property management company. Applications and inquiries will go to their leasing offices. Once you have applied please make sure to follow up with them directly as we do not hire their staff, process the lease applications or do any maintenance at these locations.

Reminder: YVHA does not see or process your application for housing for these properties, so when you call to follow up, it will need to be with the appropriate third-party management company, not the YVHA office.

Examples - Alpenglow, Anglers 400, The Reserves at Steamboat, Sunlight Crossing

Non-Affiliate Properties

Also included in the guide are other housing options in Steamboat Springs and surrounding areas. Please note that YVHA is not affiliated with these properties and this list is not comprehensive of all housing options in the community. It is provided simply to assist community members with their housing search.

YVHA-developed properties have income restrictions/eligibility requirements that must be met in order to submit an application.

To help us recommend suitable options, we first need to work out your household income as compared to the Routt County Area Median Income (AMI).

Please use the AMI calculator to work out your AMI level.

Have Questions?  Feel free to call us: 970-870-0167

The following properties serve residents or households earning 0 AMI.
To learn more about each property, including the application process click on the "learn more" link for each.

Under these properties we have also included a list of non-affiliated resources to help in your rental property search.

The following are local resources to help individuals and families in search for a rental property and serve mostly market rate prices.