Affordable Housing Crisis

Current Situation

We have a severe affordable housing crisis.

For the last forty years, the demand for housing affordable to the local workforce has greatly outpaced the supply. The magnitude continues to explode, and the gap will continue to grow until we make a significant investment in housing.

  • The Joint Center for Housing Studies at Harvard released a Report called The State of the Nation’s Housing 2024[1] which showed that 31.3% of the population in Routt and Moffat counties spend more than 30% of their income on rent.
  • Doing nothing keeps us on track to hollow out the entire middle class of Steamboat Springs and with it, the community we love.
  • Steamboat is losing young people. According to the Colorado Futures Center, 25-45- year- olds are the fastest declining age group in Steamboat Springs.
  • The 2023 Young Professionals Network survey found that more than ⅔ of the people surveyed fear housing costs will force them to leave town. [2]
  • 41.6% of Steamboat Springs teachers/staff in a 2022 survey indicated they may leave due to lack of affordable housing.[3]
  • Workers cannot afford to buy homes: A local household needs to earn more than $250,000 annually to afford a median single-family home in Routt County ($1,444,000). [4]

[1] https://www.jchs.harvard.edu/state-nations-housing-2024
[2]https://www.steamboatpilot.com/news/young-professionals-survey-shows-67-worry-housing-costs-will-force-them-to-leave/
[3] https://www.yampavalleybugle.com/post/steamboat-springs-school-board-says-it-can-no-longer-sit-on-whistler-park-land

[4] https://coloradorealtors.com/market-trends/regional-and-statewide-statistics/

2019-2024 Routt Home prices

Housing and Employment are inseparably linked

A strong, healthy workforce is the lifeblood of an economically vibrant community.

Providing affordable and attainable housing options for our workforce including nurses, teachers, law enforcement, medical staff and others will keep our community functioning and our economic future vital.

  • A survey conducted in 2023 by the Young Professionals Network affiliated with the Steamboat Springs Chamber revealed that two-thirds of the respondents were concerned about housing costs and feared that they might have to move away from the town.
  • In the same year, the Steamboat Springs School District conducted a staff survey that indicated that over 40% of the employees faced the risk of leaving the community due to the lack of affordable or available housing options.
  • According to the Colorado Futures Center, the age group of 25-45-year-olds is declining at the fastest rate in Steamboat Springs.
  • In 2024, thirty-one members of the Yampa Valley Executive Directors Roundtable responded to a Nonprofit Housing Survey to assess housing needs of nonprofit employees in our community. Notable findings include:
    • 81% of respondents consider housing to be a significant issue for their organizations.
    • In the past three years, 105 people have either turned down jobs or left employment at these organizations because of housing unaffordability.
    • About 96 employees own their homes and 128 rent their homes.
    • Directors estimate that 110 employees live in unaffordable circumstances (defined as paying more than 30% of income on housing). That number represents about 1/3 of all nonprofit employees.
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History of Mobile Home Parks in Steamboat Springs

Map showing approximate location of mobile home parks in Steamboat

Mobile Home Parks in the Steamboat Springs Area: An Urgent Case for Preservation

Steamboat Springs housing costs are rising

The lack of affordable housing options in Steamboat Springs has a significant impact not only on the individuals experiencing housing insecurity, but also on the entire community, making it difficult for local businesses to hire and retain staff, even for critical roles such as teachers, nurses, first responders, and healthcare providers, and for workers to stay in or move to the community.

A market update published by the Colorado Association of Realtors lists the average closed price for homes sold in Routt County in 2024 up until August at $2,080,781 for single-family homes and $1,096,679 for townhomes and condominiums.  These home prices are much higher than most local workers can afford, putting homeownership largely out of reach for most households earning less than $200,000 annually. Even those who make enough money to afford a home are typically competing with all-cash offers and are often outbid.

Mobile Homes functions as affordable housing

As homeownership in Routt County becomes increasingly unaffordable, manufactured homes are one of the few remaining sources of naturally occurring affordable housing. At the same time, these homes are under significant threat, with a steady decline in the number of mobile homes and increasing pressure to redevelop existing parks.

Between 2010 and 2019, Routt County saw a drastic reduction in manufactured homes, falling from approximately 1,300 units to just 788. By 2024, that number had dropped further to 770 homes, with only 407 located in Steamboat Springs​.

A substantial portion of these homes were built before 1976, making them older, harder to maintain, and difficult to relocate. Despite this, they remain critical to providing affordable housing in an area where median home prices are often out of reach for local workers and families.

Contrary to their name, mobile homes are not truly mobile. Many are too old to move, and relocating them is an expensive, complex process that involves disconnecting utilities and finding new land, which is not always available.

Looking at former mobile home parks in the Steamboat Springs area shows us why preservation of existing mobile home parks is so important.

A Success Story – Hilltop Homes at Harms Court: In late 2000, when their park was offered up for sale, 17 manufactured homeowners in the Hilltop Homes manufactured home park on Harms Court across from Steamboat Springs High School came together to purchase the park under a limited liability company they formed together. The City agreed to allow the owners to subdivide the lots, and each manufactured homeowner went from renting their land to owning the small plots under their homes. Today, some of those owners have built small, stick-built homes in their place. (Source: Hasenbeck, Eleanor C. “The somewhat bitter saga of Steamboat Springs’ mobile home parks.”Steamboat Pilot, September 15, 2019, https://www.steamboatpilot.com/news/the-somewhat-bitter-saga-of-steamboat-springs-mobile-home-parks/?)

Westland Mobile Home Park was located on land behind Natural Grocers and was home to 39 mobile homes and 100 residents. It was demolished in 2005 for redevelopment after the city sold two blocks of Yampa Street right-of-way to the developer for $950,000. The City of Steamboat Springs used $550,000 of the $950,000 to compensate residents and manufactured homeowners based on how long they’d lived there and the value of their homes. Westland homeowners received an average of $19,400. The City then gave the other $400,000 to the Yampa Valley Housing Authority (YVHA) in the form of a low-interest loan, which YVHA then used to purchase Fish Creek Mobile Home Park in 2007. Despite significant investment, the land sat vacant for years due to the recession. Nearly 20 years later (2024), different lots at the location are finally being developed. Luxury single-family homes on the river were the first lot to be developed on the river and two other lots are being constructed to be 104 rental units with 11 workforce units. (Sources:.“The somewhat bitter saga of Steamboat Springs’ mobile home parks. https://www.steamboatpilot.com/news/the-somewhat-bitter-saga-of-steamboat-springs-mobile-home-parks/?,  See RiverView Steamboat Springs, https://riverviewsteamboat.com/, https://www.steamboatpilot.com/news/steamboat-moves-toward-deal-with-developer-to-secure-11-workforce-housing-units/ https://www.steamboatrp.com/303-riverview-way

Trailer Haven was an 11-home manufactured home park located on Fish Creek Falls Road and Third Street which was torn down in 1995. Trailer Haven residents retained legal representation to try to stop the sale or at least get compensation for moving. . Unfortunately, since they did not own the land, they did not have any rights at the time. The site first became tennis courts operated by Old Town Hot Springs and now it is a parking lot.

Legal Action and Preservation Efforts

Following the demolition of Trailer Haven, the city of Steamboat Springs’s City Council introduced Ordinance 1804, which requires developers intending to redevelop mobile home parks to provide impact reports, including relocation plans for displaced residents. To preserve more mobile home parks the state passed the Colorado’s Mobile Home Park Act of 2019 which provides residents a right of first refusal in the event of a park sale, offering them a chance to purchase the park or assign that right to a local government, housing authority or nonprofit entity. This legislation was used for the YVHA to purchase Whitehaven Mobile Home Park and now at Milner Mobile Home Park allowing residents the ability to buy the land under their manufactured homes.

Current Mobile Home Parks: A Fragile Lifeline

The Steamboat Springs area still has several critical mobile home parks. These parks are often a steppingstone for renters to leave affordable rental housing and buy their own homes.

  • Fish Creek Mobile Home Park, with 68 units, was bought by the Yampa Valley Housing Authority (YVHA) in 2007 to ensure affordable housing near the city center. Lot rents, ranging from $450 to $525​, include water, sewer, trash, and snow removal.
  • Whitehaven Mobile Home Park, with 27 units, was saved from private sale when YVHA purchased it in 2022. Lot rents are $695 and include water, sewer, trash and snow removal. YVHA is working to update the aging water and sewer infrastructure.
  • Dream Island Mobile Home Park, Steamboat’s second-largest mobile home park is owned by Ascentia Management since 1991. There are more than 80 mobile homes and studio apartments. Lot rents are up to $1,175 and include water, sewer and trash pick up.
  • West Acres Mobile Home Park. This park has 90 lots and experienced a 50% rent increase in 2023, with current lot fees at $1,375, which also include water, sewer and trash services. This park tragically made headlines in 2024 when a small plane crashed into homes on site.
  • Sleepy Bear Mobile Home Park, with 54 lots sold in 2011 for $3.2 million. It has lot rents ranging from $800 to $1,200 per month​.
  • Copper Mountain Estates, on Indian Trails road with 58 lots has rents at $735 per month.
  • Milner Mobile Home Park. On July 24, 2024, the owners of the Milner Mobile Home Park notified residents that they were putting the Park up for sale at $8 million. That price is more than double the $3.8 million that the 10-acre park sold for in 2021. The residents have been organizing to form a cooperative and get financing so they can make an offer to buy the land before the November 21st deadline. Read more here. Lot fees at Milner are $925, which include water, sewer and trash.

Sources:  Denver Post, May 28, 2023 https://www.denverpost.com/2023/05/28/colorado-mobile-home-parks-new-legislation/; “West Acres Mobile Home Park residents face 50% increase in lot rent.”Steamboat Pilot, February 3, 2023,, https://www.steamboatpilot.com/news/west-acres-mobile-

While these parks remain, rising land values and redevelopment pressures threaten their existence. The loss of any one of them would deepen the housing crisis in Routt County, where affordable housing is already scarce.

The Difficulty of Building New Mobile Home Parks

Creating new mobile home parks in Steamboat Springs is nearly impossible due to a combination of zoning restrictions, land costs, and political opposition. Manufactured homes are allowed only in the manufactured home zone district, and there is no vacant land within this zone. Any new development would require a complicated and costly zone change, something that has discouraged developers from pursuing new projects.

The cost of land further complicates matters. For example, vacant lots within Steamboat Springs city limits are listed for sale at a minimum of $500,000 for just 0.31 acres. Given these prices, developers are more likely to build market-rate housing, which offers far greater profit margins than mobile home parks​.

Political opposition, often rooted in outdated perceptions of mobile homes, has also played a role. In 2013, a proposal for a new mobile home park with 27 lots was denied by the city council, despite a demonstrated need for affordable housing. Since that denial, no new mobile home parks have been developed in Steamboat Springs, and none are currently proposed​.

Source: “Community Development Code, Chapter 26, Steamboat Springs Municipal Code.” City of Steamboat Springs, https://steamboatsprings.net/DocumentCenter/View/12226/Community-Development-Code_effective-Jan-12018_Version6

The Case for Preservation: Why Existing Mobile Home Parks Must Be Protected

Preserving existing mobile home parks is essential for several reasons:

  1. Availability: Mobile home parks provide a rare and efficient way to offer housing to many families on a small parcel of land. They represent an immediate solution to the growing housing crisis in Steamboat Springs.
  2. Affordability: With escalating home prices and rental costs, mobile homes offer an affordable alternative. Residents often own their homes and lease the land, allowing them to live in the area without being priced out by the high cost of single-family homes.
  3. Stability: Mobile home parks offer a level of housing stability not often found in the volatile rental market. Many residents have lived in these communities for decades, forming strong social networks that enhance their quality of life.
  4. Mobility: Mobile home parks provide many renters with the opportunity to become homeowners and play a crucial role in the affordable housing market.

Given the challenges of developing new mobile home parks, preserving the existing ones becomes not just necessary but urgent. Without action, more parks may be demolished for redevelopment, displacing long-time residents and further shrinking the supply of affordable housing in a community already in crisis.

By protecting these parks and ensuring their residents have the legal and financial resources to remain in place, Steamboat Springs can make meaningful progress in addressing its housing challenges. The preservation of mobile home parks is not just about saving a type of housing—it’s about preserving the community itself.

Housing Demand Studies

Before YVHA embarks on any project it conducts a housing demand study. Lenders and other funding sources require these studies because they are a critical component of assembling financing and reducing perceptions of risk. A market study is an analysis of the demand for a proposed development in a defined market area that assesses alignment with other existing developments. A housing demand study helps demonstrate that there are consumers who need the proposed development and at what price points those consumers would be able to pay.

Routt County Housing Market and Demand Study 2025

2025 Housing Market and Demand Study Full Report

2025 Housing Market and Demand Study Executive Summary

HM&DS Addendum #1 – Methodology Memo, September 04, 2025

HM&DS Addendum #2 – Household Survey AI Summary of Comments 2025

2025 Housing Market and Affordability Report

The Yampa Valley Housing Authority (YVHA) and local governments are conducting a Housing Market & Demand Study to better understand housing challenges and guide future policies and investments.

Study Objectives: This study will analyze housing needs in Routt County and Craig, addressing key questions such as:

  • How affordable is existing housing relative to incomes?
  • How many new housing units are needed over the next decade?
  • What types of housing—single-family, multi-family, for-sale, or for-rent—best meet demand?
  • What role should public-private programs play in increasing affordable housing?
  • Where should new housing be located?

The geographic scope of the study will include all of Routt County, plus Craig.

The study will include the following components:

  1. Household Survey: As described below, the Study includes a survey of households in the Yampa Valley region on their housing preferences and challenges.
  2. Demographic and Economic Trends: Analysis of population growth, household characteristics, tenure, income levels, employment, wages, and commuting patterns.
  3. Housing Inventory and Housing Market Trends: Evaluation of the composition of the existing housing stock, along with an analysis of housing prices and rent.
  4. Affordability Analysis: This analysis converts household incomes to a percentage of Routt County’s Area Median Income (AMI) and compares that to household incomes needed to afford market rate and affordable housing in the study area.
  5. Current and Projected Housing Needs: Estimating current housing shortages and future needs based on current data and forecasts.

Methodology & Community Input: The study will use data from the U.S. Census, Colorado State Demography Office, Multiple Listing Service (MLS), Bureau of Labor Statistics (BLS), Colorado Housing and Finance Authority (CHFA), and other sources. Additionally, a household survey was distributed to 4,000 randomly selected households, with an online option in English and Spanish available for all residents and commuters.

Project Timeline & Partners: The study, managed by YVHA and the City of Steamboat Springs, is expected to be completed by Summer 2025. Consultants Economic & Planning Systems (EPS) and RRC Associates will lead the analysis, with guidance from a Technical Advisory Committee of housing experts.

Past Housing Demand Studies:

Community Surveys

Young Professionals

The 2023 Young Professionals Network survey found that more than ⅔ of the people surveyed fear housing costs will force them to leave town..

See the 2023 YPN survey results.

2024 Community Survey

YVHA conducted a community survey to gauge community perceptions about a weighted lottery for YVHA-developed properties as well as ideas of what to pursue on the Brown Ranch property. See the 2024 Community Survey results.